Homes by JLo
Jessica Lopez · eXp Realty
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A Personal Referral from Jessica Lopez

Make Your Offer Look Like Cash.

I refer my buyers to Sean Herrero because the lender is the biggest variable in any transaction. With Sean, my clients compete like cash buyers, close in as little as 10 days, and their Earnest Money is fully protected.

Jessica Lopez, Homes by JLo
Jessica Lopez
REALTOR® · Team Leader, Homes by JLo · eXp Realty · CA DRE #02072535
"Taking you from stressed to sold is my number one goal, and that starts with having a lender who never drops the ball."
Jessica Lopez · Team Leader, Homes by JLo · eXp Realty
Why the Lender Matters

Sellers Love Cash Offers.
Here's Why.

Cash offers win because they remove the biggest risk in any transaction: the lender. Lenders miss deadlines, drop conditions, and cost buyers deals every single day. When I refer you to Sean, I'm telling you, and the seller, that your financing is as certain as cash. That changes everything.

10 Days
Close as fast as a cash offer
$0
Your EMD at risk if Sean's team causes the deal to fail
#1
The only lender I personally refer my buyers to
Sean's Guarantees

Three Commitments That Make Your Offer Impossible to Beat.

01

As Good as Cash

Sean fully pre-underwrites your loan before you write an offer. Your financing is verified, approved, and certain, and sellers know it. You're not making a financed offer. You're making a cash-equivalent one.

Cash-Competitive
02

Close in 10 Days

Most lenders take 30 to 45 days. Sean closes in as little as 10. In East Contra Costa County's competitive market, that speed can be the single reason a seller chooses your offer over another.

10-Day Close
03

EMD Protection Guarantee

If a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money, Sean pays it back in full. Written guarantee. Not a talking point.

Earnest Money Protected
The EMD Guarantee

Your Deposit Is Never at Risk.

If Sean's team makes a lender error that causes your loan to fall through, and the seller tries to keep your Earnest Money Deposit, Sean will write you a check for the full amount. It's a written guarantee, and it's the reason I put my name behind this referral.

*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.

Your Team

One Referral. One Seamless Experience.

Jessica Lopez
Jessica Lopez
REALTOR® · Team Leader, Homes by JLo · eXp Realty · CA DRE #02072535

Jessica is an East Contra Costa County REALTOR®, Certified Stager, 2x ICON Agent, and Silver Award winner for Best of Brentwood Realtor 2022. As Team Leader of the Homes by JLo Team, she's dedicated to taking buyers from stressed to sold, with education, care, and winning results every step of the way.

Sean Herrero
Sean Herrero
Mortgage Loan Officer · CrossCountry Mortgage, LLC · NMLS #900669

Sean specializes in fast, reliable financing for Bay Area and East Bay buyers. His 10-day close, EMD guarantee, and full pre-underwriting process are the reasons I trust him with every one of my clients.

Ready to Win?

Let's Put Your Offer in the Strongest Position.

I refer every one of my buyers to Sean because I know he will protect the transaction and protect you. Get pre-underwritten before you write your first offer.

Click below to get started.

925.575.0637SEAN.HERRERO@CCM.COMNMLS 900669

How does he have so many great reviews?

Modern Method of Communication...

Sean and his team stepped up.

I was curious how Sean had so many good reviews, until we used Sean to buy our first home.

He was very detail oriented and clear about the entire process. There were a few hiccups caused by me along the way but Sean made it all seem easy and was always quick to respond. I would definitely use Sean and his team again.

After comparing a few different lenders, we decided to go with Sean because of his modern methods of communication. He gave us a thorough breakdown of costs and scenarios using a fantastic online tool. With the aid of dynamically updating visuals, Sean walked us through the numbers and answered all of our questions. He also helped explain the mountain of paperwork. Thanks for everything, Sean!

After getting the run around by several lenders, Sean and his team stepped in and made my dream of owning a home come true.

They have an easy application process. Sean is extremely responsive and is there to answer all questions you may have.

I was always updated on where I was in the loan process and there was prompt responses to any requests made.

Kaitlin C.

Freddie S.

Yashada D.

Jessica Lopez

CA DRE# 01968227

I help people all over Contra Costa County with their real estate needs. From clients buying their first home, others selling their starter home & move up to their forever home, or maybe someone looking to move out of the area get a fresh start- I'm here for you!


My love of real estate, drive for perfection, and desire to go the extra mile- my clients are supported, guided, and informed through the process.


I'm also a Certified Stager, offering my services for free to all my clients! Staging is vital these days and my expertise really sets my listings apart and gets them pending quickly. I promise to put a trusting relationship with my clients over sales every time.


Treating each and every one like family way beyond the transaction!

925.360.4533 | jessica@homesbyjlo.com

CrossCountry Mortgage, LLC. is an Equal Housing Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580