Homes by JLo
Jessica Lopez · eXp Realty
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Limited Time Offer
0.5% Temporary Rate Buydown — First 6 Months, On Us
Available on FHA · VA · Conventional Loans  ·  Ask Sean for details
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A Personal Referral from Jessica Lopez

Make Your Offer Look Like Cash.

I refer my buyers to Sean Herrero because the lender is the biggest variable in any transaction. With Sean, my clients compete like cash buyers, close in as little as 10 days, and their Earnest Money is fully protected.

Jessica Lopez, Homes by JLo
Jessica Lopez
REALTOR® · Team Leader, Homes by JLo · eXp Realty · CA DRE #02072535
"Taking you from stressed to sold is my number one goal, and that starts with having a lender who never drops the ball."
Jessica Lopez · Team Leader, Homes by JLo · eXp Realty
Why the Lender Matters

Sellers Love Cash Offers.
Here's Why.

Cash offers win because they remove the biggest risk in any transaction: the lender. Lenders miss deadlines, drop conditions, and cost buyers deals every single day. When I refer you to Sean, I'm telling you, and the seller, that your financing is as certain as cash. That changes everything.

10 Days
Close as fast as a cash offer
$0
Your EMD at risk if Sean's team causes the deal to fail
#1
The only lender I personally refer my buyers to
Sean's Guarantees

Three Commitments That Make Your Offer Impossible to Beat.

01

As Good as Cash

Sean fully pre-underwrites your loan before you write an offer. Your financing is verified, approved, and certain, and sellers know it. You're not making a financed offer. You're making a cash-equivalent one.

Cash-Competitive
02

Close in 10 Days

Most lenders take 30 to 45 days. Sean closes in as little as 10. In East Contra Costa County's competitive market, that speed can be the single reason a seller chooses your offer over another.

10-Day Close
03

EMD Protection Guarantee

If a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money, Sean pays it back in full. Written guarantee. Not a talking point.

Earnest Money Protected
The EMD Guarantee

Your Deposit Is Never at Risk.

If Sean's team makes a lender error that causes your loan to fall through, and the seller tries to keep your Earnest Money Deposit, Sean will write you a check for the full amount. It's a written guarantee, and it's the reason I put my name behind this referral.

*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.

Your Team

One Referral. One Seamless Experience.

Jessica Lopez
Jessica Lopez
REALTOR® · Team Leader, Homes by JLo · eXp Realty · CA DRE #02072535

Jessica is an East Contra Costa County REALTOR®, Certified Stager, 2x ICON Agent, and Silver Award winner for Best of Brentwood Realtor 2022. As Team Leader of the Homes by JLo Team, she's dedicated to taking buyers from stressed to sold, with education, care, and winning results every step of the way.

Sean Herrero
Sean Herrero
Mortgage Loan Officer · CrossCountry Mortgage, LLC · NMLS #900669

Sean specializes in fast, reliable financing for Bay Area and East Bay buyers. His 10-day close, EMD guarantee, and full pre-underwriting process are the reasons I trust him with every one of my clients.

Ready to Win?

Let's Put Your Offer in the Strongest Position.

I refer every one of my buyers to Sean because I know he will protect the transaction and protect you. Get pre-underwritten before you write your first offer.